Programs - All
- Property Type:
- Residential - residential is defined as 1-4 Family Units which includes: Single Family Homes, Townhomes, Condominiums, Duplexes, Triplexes, and Fourplexes.
- Property Use:
- Investment Property Only - the definition of "Investment" varies by State but is generally defined as Non-Owner Occupied, typically owned by a Company, for the sole purpose of investment.
- Collateral:
- 1st Position Mortgage / Deed of Trust Only
Programs - Wizard
Programs Wizard
Answer 5 Simple Questions to find the best Loan Program for You.
Programs - Carousel
Flip
12 Month LoanCredit and Non-Recourse
Fixed Rate at 12.00%
up to 70% LTV
| Loan Terms | |
|---|---|
| Intended Use | Buy-Fix-Sale |
| Note Term | |
| Term | 12 Months |
| Construction Period | 180 Days |
| Resale Period | 365 Days |
| Loan to Value Ratio, LTV | 70.00% |
| Valuation | Subject-To Appraisal |
| Note Rate & Payments | |
| Interest Rate | 12.00% |
| Rate Type | Fixed |
| Amortization Term | 12 Months |
| Construction Agreement | N/A |
| Resale Interest Rate | 12.00% |
| Construction Interest Rate | N/A |
| Lender Origination Points | |
| Points | 2.75% |
| Minimum | $2,750 |
| Lender Servicing Fees | |
| Underwriting | |
| Credit Underwriting | $0 |
| Asset Underwriting | $0 |
| Construction/Asset | |
| Construction Review | $0 |
| Doc Prep & Processing | $0 |
| Loan Servicing | $0 |
Flip - High Value
Program for High Value FlipsCredit and Non-Recourse
Fixed Rate at 8.25%
up to 70% LTV
| Loan Terms | |
|---|---|
| Intended Use | Buy-Fix-Sale (High Value Flips) |
| Note Term | |
| Term | 12 Months |
| Construction Period | 180 Days |
| Resale Period | N/A |
| Loan to Value Ratio, LTV | 70.00% |
| Valuation | Subject-To Appraisal |
| Note Rate & Payments | |
| Interest Rate | 8.25% |
| Rate Type | Fixed |
| Amortization Term | 12 Months |
| Construction Agreement | Yes |
| Resale Interest Rate | N/A |
| Construction Interest Rate | 12.00% |
| Lender Origination Points | |
| Points | 2.50% |
| Minimum | $2,500 |
| Lender Servicing Fees | |
| Underwriting | |
| Credit Underwriting | $0 |
| Asset Underwriting | $0 |
| Construction/Asset | |
| Construction Review | $0 |
| Doc Prep & Processing | $0 |
| Loan Servicing | $0 |
Flip - Perm Option
Flip Loan with Perm OptionCredit and Non-Recourse
Rates starting at 7.50%
up to 70% LTV
| Loan Terms | |
|---|---|
| Intended Use | Buy-Fix-Sale w Perm Option |
| Note Term | |
| Term | 30 Years |
| Construction Period | 180 Days |
| Resale Period | 365 Days |
| Loan to Value Ratio, LTV | 70.00% |
| Valuation | Subject-To Appraisal |
| Note Rate & Payments | |
| Interest Rate | 7.50% |
| Rate Type | Adjustable |
| Amortization Term | 30 Years |
| Construction Agreement | N/A |
| Resale Interest Rate | 12.00% |
| Construction Interest Rate | N/A |
| Lender Origination Points | |
| Points | 2.50% |
| Minimum | $2,750 |
| Lender Servicing Fees | |
| Underwriting | |
| Credit Underwriting | $0 |
| Asset Underwriting | $0 |
| Construction/Asset | |
| Construction Review | $0 |
| Doc Prep & Processing | $0 |
| Loan Servicing | $0 |
Purchase
30 Year MortgageCredit and Non-Recourse
Rates starting at 7.50%
up to 70% LTV
| Loan Terms | |
|---|---|
| Intended Use | Buy-Hold |
| Note Term | |
| Term | 30 Years |
| Construction Period | N/A |
| Resale Period | N/A |
| Loan to Value Ratio, LTV | 70.00% |
| Valuation | As-Is Appraisal |
| Note Rate & Payments | |
| Interest Rate | 7.50% |
| Rate Type | Adjustable |
| Amortization Term | 30 Years |
| Construction Agreement | N/A |
| Resale Interest Rate | N/A |
| Construction Interest Rate | N/A |
| Lender Origination Points | |
| Points | 1.75% |
| Minimum | $1,750 |
| Lender Servicing Fees | |
| Underwriting | |
| Credit Underwriting | $100 |
| Asset Underwriting | $300 |
| Construction/Asset | |
| Construction Review | $0 |
| Doc Prep & Processing | $250 |
| Loan Servicing | $150 |
Refinance
30 Year MortgageCredit and Non-Recourse
Rates starting at 7.50%
up to 65% LTV
| Loan Terms | |
|---|---|
| Intended Use | Refinance - Hold |
| Note Term | |
| Term | 30 Years |
| Construction Period | N/A |
| Resale Period | N/A |
| Loan to Value Ratio, LTV | 65.00% |
| Valuation | As-Is Appraisal |
| Note Rate & Payments | |
| Interest Rate | 7.50% |
| Rate Type | Adjustable |
| Amortization Term | 30 Years |
| Construction Agreement | N/A |
| Resale Interest Rate | N/A |
| Construction Interest Rate | N/A |
| Lender Origination Points | |
| Points | 1.75% |
| Minimum | $1,750 |
| Lender Servicing Fees | |
| Underwriting | |
| Credit Underwriting | $100 |
| Asset Underwriting | $300 |
| Construction/Asset | |
| Construction Review | $0 |
| Doc Prep & Processing | $250 |
| Loan Servicing | $150 |
Rehab to Perm
30 Year MortgageCredit and Non-Recourse
Rates starting at 7.50%
up to 70% LTV
| Loan Terms | |
|---|---|
| Intended Use | Buy-Fix-Hold |
| Note Term | |
| Term | 30 Years |
| Construction Period | 180 Days |
| Resale Period | N/A |
| Loan to Value Ratio, LTV | 70.00% |
| Valuation | Subject-To Appraisal |
| Note Rate & Payments | |
| Interest Rate | 7.50% |
| Rate Type | Adjustable |
| Amortization Term | 30 Years |
| Construction Agreement | Yes |
| Resale Interest Rate | N/A |
| Construction Interest Rate | 12.00% |
| Lender Origination Points | |
| Points | 2.50% |
| Minimum | $2,250 |
| Lender Servicing Fees | |
| Underwriting | |
| Credit Underwriting | $100 |
| Asset Underwriting | $300 |
| Construction/Asset | |
| Construction Review | $125 |
| Doc Prep & Processing | $250 |
| Loan Servicing | $150 |